:root{
    --navy:#1b2a4a;
    --navy-light:#2c3e63;
    --ink:#2d3748;
    --soft:#5a6779;
    --bg:#faf9f6;
    --card:#ffffff;
    --line:#e6e2d9;
    --green:#2f7d5c;
    --green-dark:#255f47;
    --amber:#b45309;
    --amber-bg:#fef7ec;
    --blue-bg:#eef3fa;
    --green-bg:#edf6f1;
    --radius:14px;
    --max:1080px;
  }
  *{margin:0;padding:0;box-sizing:border-box}
  html{scroll-behavior:smooth;scroll-padding-top:80px}
  body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 24px}

  /* ── Nav ── */
  nav{position:sticky;top:0;background:#faf9f6;border-bottom:1px solid var(--line);z-index:50}
  .nav-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
  .logo{font-weight:800;font-size:1.15rem;color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:8px}
  .logo span{color:var(--green)}
  .nav-links{display:flex;gap:22px;align-items:center}
  .nav-links a{color:var(--soft);text-decoration:none;font-size:.92rem;font-weight:500}
  .nav-links a:hover{color:var(--navy)}
  .nav-links a.btn{color:#fff}
  .nav-links a.btn:hover{color:#fff}
  .btn{display:inline-block;background:var(--green);color:#fff;padding:12px 24px;border-radius:10px;text-decoration:none;font-weight:700;font-size:1rem;transition:background .15s;border:none;cursor:pointer}
  .btn:hover{background:var(--green-dark)}
  .btn-nav{padding:9px 18px;font-size:.9rem}
  .btn-outline{background:transparent;color:var(--navy);border:2px solid var(--navy);padding:10px 22px}
  .btn-outline:hover{background:var(--navy);color:#fff}
  .btn-big{padding:16px 34px;font-size:1.1rem}
  @media(max-width:760px){.nav-links a:not(.btn){display:none}}

  /* ── Hero ── */
  header{padding:72px 0 56px;text-align:center}
  .eyebrow{display:inline-block;background:var(--blue-bg);color:var(--navy);font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:6px 14px;border-radius:999px;margin-bottom:22px}
  h1{font-size:clamp(2rem,5vw,3.1rem);line-height:1.15;color:var(--navy);letter-spacing:-.02em;max-width:820px;margin:0 auto 20px}
  .sub{font-size:1.22rem;color:var(--soft);max-width:680px;margin:0 auto 34px}
  .hero-ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
  .trust-row{margin-top:36px;font-size:.9rem;color:var(--soft)}
  .trust-row strong{color:var(--ink)}

  /* ── Sections ── */
  section{padding:64px 0}
  .section-label{color:var(--green);font-weight:700;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}
  h2{font-size:clamp(1.5rem,3.4vw,2.1rem);color:var(--navy);letter-spacing:-.01em;margin-bottom:14px;line-height:1.25}
  .lede{font-size:1.1rem;color:var(--soft);max-width:720px;margin-bottom:36px}
  h3{color:var(--navy);font-size:1.15rem;margin-bottom:8px}
  p+p{margin-top:12px}
  .alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

  /* ── Scenario cards ── */
  .cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:20px}
  .card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;position:relative;transition:border-color .15s,box-shadow .15s,transform .15s}
  .card:hover{border-color:var(--green);box-shadow:0 8px 24px rgba(27,42,74,.1);transform:translateY(-3px)}
  .card .emoji{font-size:1.8rem;margin-bottom:12px}
  .card p{color:var(--soft);font-size:.97rem;flex:1}
  .card a.more{margin-top:14px;color:var(--green);font-weight:700;text-decoration:none;font-size:.95rem}
  /* stretched link: the whole card is clickable */
  .card a.more::after{content:"";position:absolute;inset:0;border-radius:var(--radius)}
  .card:hover a.more{text-decoration:underline}

  /* ── Steps ── */
  .steps{counter-reset:step;display:flex;flex-direction:column;gap:18px;max-width:780px}
  .step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px 22px 74px;position:relative}
  .step::before{counter-increment:step;content:counter(step);position:absolute;left:22px;top:22px;width:34px;height:34px;border-radius:50%;background:var(--green-bg);color:var(--green);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:1rem}
  .step p{color:var(--soft);font-size:.97rem}

  /* ── Checklist ── */
  ul.check{list-style:none;display:flex;flex-direction:column;gap:12px;max-width:760px}
  ul.check li{padding-left:34px;position:relative;color:var(--ink)}
  ul.check li::before{content:"✓";position:absolute;left:0;top:0;color:var(--green);font-weight:800;font-size:1.1rem}
  ul.check li strong{color:var(--navy)}
  ul.check li .muted{color:var(--soft);font-size:.95rem}

  /* ── Types grid ── */
  .types{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
  .type{background:var(--blue-bg);border-radius:var(--radius);padding:20px}
  .type b{display:block;color:var(--navy);margin-bottom:6px}
  .type p{font-size:.93rem;color:var(--soft)}

  /* ── Table ── */
  .table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
  table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:520px}
  th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line)}
  th{background:var(--blue-bg);color:var(--navy);font-size:.85rem;text-transform:uppercase;letter-spacing:.04em}
  tr:last-child td{border-bottom:none}
  td:first-child{font-weight:600;color:var(--navy)}

  /* ── Callouts ── */
  .callout{border-radius:var(--radius);padding:22px 26px;max-width:780px;margin-top:28px}
  .callout.note{background:var(--amber-bg);border:1px solid #f0dcbb}
  .callout.note b{color:var(--amber)}
  .callout.good{background:var(--green-bg);border:1px solid #cde5d8}
  .callout.good b{color:var(--green)}
  .callout p{font-size:.97rem;color:var(--ink)}

  /* ── FAQ ── */
  details{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);margin-bottom:12px;max-width:820px}
  summary{padding:18px 22px;font-weight:700;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
  summary::-webkit-details-marker{display:none}
  summary::after{content:"+";font-size:1.4rem;color:var(--green);font-weight:400;flex-shrink:0}
  details[open] summary::after{content:"–"}
  details .answer{padding:0 22px 20px;color:var(--soft);font-size:.98rem}
  details .answer p+p{margin-top:10px}

  /* ── Help / CTA ── */
  .help-band{background:var(--navy);color:#fff;border-radius:20px;padding:56px 40px;text-align:center}
  .help-band h2{color:#fff}
  .help-band p{color:#c3cde0;max-width:620px;margin:0 auto 30px;font-size:1.08rem}
  .help-band .small{font-size:.88rem;margin-top:22px;margin-bottom:0;color:#8fa0c0}

  /* ── Resources ── */
  .res-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:16px}
  .res{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;position:relative;transition:border-color .15s,box-shadow .15s,transform .15s}
  .res:hover{border-color:var(--green);box-shadow:0 8px 24px rgba(27,42,74,.1);transform:translateY(-3px)}
  .res a{color:var(--navy);font-weight:700;text-decoration:none}
  .res a::after{content:"";position:absolute;inset:0;border-radius:var(--radius)}
  .res:hover a{text-decoration:underline}
  .res p{font-size:.92rem;color:var(--soft);margin-top:4px}

  /* ── Footer ── */
  footer{border-top:1px solid var(--line);padding:44px 0 56px;font-size:.88rem;color:var(--soft)}
  footer .disclaimer{max-width:820px;margin-bottom:18px}
  footer a{color:var(--soft)}

  /* ── Focus visibility (keyboard users) ── */
  a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--green);outline-offset:2px;border-radius:6px}

  /* ── Mobile navigation ── */
  .nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:1.1rem;color:var(--navy);cursor:pointer}
  @media(max-width:760px){
    .nav-toggle{display:block}
    .nav-links{display:none}
    .nav-links.open{display:flex;flex-direction:column;align-items:stretch;position:absolute;top:64px;left:0;right:0;background:#faf9f6;border-bottom:1px solid var(--line);padding:10px 24px 18px;gap:4px;box-shadow:0 12px 24px rgba(27,42,74,.08)}
    .nav-links.open a{display:block;padding:12px 4px;font-size:1rem}
    .nav-links.open a.btn{text-align:center;margin-top:6px}
  }

  /* ── Wizard ── */
  .wz-card,.wz-result{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;max-width:820px;box-shadow:0 8px 24px rgba(27,42,74,.06)}
  .wz-head h3{font-size:1.3rem;margin:6px 0 6px}
  .wz-head h3:focus,.wz-result h3:focus{outline:none}
  .wz-head p{color:var(--soft);font-size:.95rem}
  .wz-step{color:var(--green);font-weight:700;font-size:.8rem;text-transform:uppercase;letter-spacing:.05em}
  .wz-progress{height:6px;background:var(--blue-bg);border-radius:999px;margin-bottom:18px;overflow:hidden}
  .wz-progress span{display:block;height:100%;background:var(--green);border-radius:999px;transition:width .2s}
  .wz-choices{display:flex;flex-direction:column;gap:10px;margin-top:18px}
  .wz-choice{display:flex;flex-direction:column;gap:2px;text-align:left;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:14px 44px 14px 16px;cursor:pointer;font:inherit;position:relative;transition:border-color .15s,background .15s}
  .wz-choice:hover{border-color:var(--green);background:var(--green-bg)}
  .wz-choice strong{color:var(--navy)}
  .wz-choice span{color:var(--soft);font-size:.9rem}
  .wz-choice b{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--green);font-weight:400;font-size:1.1rem}
  .wz-options{display:flex;flex-direction:column;gap:10px;margin-top:18px}
  .wz-option{display:flex;align-items:flex-start;gap:12px;text-align:left;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:13px 16px;cursor:pointer;font:inherit;transition:border-color .15s,background .15s}
  .wz-option:hover{border-color:var(--green)}
  .wz-option.selected{border-color:var(--green);background:var(--green-bg)}
  .wz-radio-mark{flex-shrink:0;width:18px;height:18px;border:2px solid var(--line);border-radius:50%;margin-top:3px;position:relative}
  .wz-option.selected .wz-radio-mark{border-color:var(--green)}
  .wz-option.selected .wz-radio-mark::after{content:"";position:absolute;inset:3px;border-radius:50%;background:var(--green)}
  .wz-option-text strong{color:var(--navy);display:block}
  .wz-option-text small{color:var(--soft);font-size:.86rem}
  .wz-controls{display:flex;justify-content:space-between;align-items:center;margin-top:22px;gap:12px}
  .wz-back{background:none;border:none;color:var(--soft);font:inherit;font-weight:600;cursor:pointer;padding:10px 6px}
  .wz-back:hover{color:var(--navy)}
  .wz-continue{background:var(--green);color:#fff;border:none;border-radius:10px;padding:12px 26px;font:inherit;font-weight:700;cursor:pointer}
  .wz-continue:hover{background:var(--green-dark)}
  .wz-continue:disabled{background:var(--line);color:var(--soft);cursor:not-allowed}
  .wz-result-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px;gap:12px}
  .wz-status{display:inline-block;background:var(--blue-bg);color:var(--navy);font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;padding:5px 12px;border-radius:999px}
  .wz-emergency .wz-status{background:var(--amber-bg);color:var(--amber)}
  .wz-result h3{font-size:1.35rem;margin-bottom:8px}
  .wz-summary{color:var(--soft);margin-bottom:10px}
  .wz-result h4{color:var(--navy);font-size:1.02rem;margin:24px 0 10px}
  .wz-actions{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:10px}
  .wz-actions li{color:var(--ink);font-size:.96rem}
  .wz-official{background:var(--blue-bg);border-radius:10px;padding:16px 18px;margin-top:8px}
  .wz-official h4{margin:0 0 8px}
  .wz-official a{display:block;color:var(--navy);font-weight:600;text-decoration:none;padding:6px 0;font-size:.94rem}
  .wz-official a:hover{text-decoration:underline}
  .wz-providers{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px}
  .wz-provider{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:16px;display:flex;flex-direction:column;gap:6px}
  .wz-provider-cat{color:var(--green);font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em}
  .wz-provider h5{color:var(--navy);font-size:1.02rem;margin:0}
  .wz-provider p{color:var(--soft);font-size:.88rem;flex:1}
  .wz-provider small{color:var(--soft);font-size:.82rem}
  .wz-provider a{color:var(--green);font-weight:700;text-decoration:none;font-size:.92rem;margin-top:4px}
  .wz-provider a:hover{text-decoration:underline}
  .wz-disclosure{color:var(--soft);font-size:.84rem;margin-top:12px}

  /* ── About / trust sections ── */
  .about-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;max-width:1080px}
  .about-block{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
  .about-block h3{font-size:1.02rem}
  .about-block p{color:var(--soft);font-size:.92rem;margin-top:6px}
  .about-block p+p{margin-top:8px}

/* ── Print: only the wizard result prints ── */
.wz-print-head{display:none}
.wz-print{background:none;border:1px solid var(--line);border-radius:10px;color:var(--navy);font:inherit;font-weight:700;cursor:pointer;padding:10px 18px}
.wz-print:hover{border-color:var(--green);color:var(--green)}
@media print{
  nav,header,footer,section:not(#wizard),.nav-toggle{display:none!important}
  #wizard .section-label,#wizard h2,#wizard .lede{display:none!important}
  #wizard{padding:0}
  body{background:#fff;font-size:12pt;color:#000}
  .wz-result{border:none;box-shadow:none;padding:0;max-width:none}
  .wz-result-top button,.wz-print,.wz-controls{display:none!important}
  .wz-print-head{display:block;border-bottom:2px solid #000;margin-bottom:14px;padding-bottom:10px}
  .wz-print-head strong{font-size:1.1rem}
  .wz-print-head p{font-size:.8rem;color:#333;margin-top:2px}
  .wz-official{background:none;border:1px solid #999;padding:12px 14px}
  .wz-official a{color:#000}
  .wz-official a::after{content:" — " attr(href);font-weight:400;font-size:.85em;word-break:break-all}
  .wz-provider{break-inside:avoid}
  .wz-actions li{break-inside:avoid}
}

/* ── Provider meta lines (type · pricing · verified date) ── */
.pmeta{color:var(--soft);font-size:.82rem;margin-top:10px;border-top:1px dashed var(--line);padding-top:8px;flex:none!important}
.wz-provider-meta{color:var(--soft);font-size:.78rem;border-top:1px dashed var(--line);padding-top:6px;margin-top:2px}

/* ── Scenario guide pages ── */
.guide-hero{padding:52px 0 6px}
.guide-hero h1{font-size:clamp(1.6rem,4vw,2.4rem);color:var(--navy);line-height:1.22;max-width:860px;margin-bottom:14px;letter-spacing:-.01em}
.answer-first{font-size:1.12rem;color:var(--ink);max-width:820px;background:var(--green-bg);border:1px solid #cde5d8;border-radius:var(--radius);padding:20px 24px;margin:18px 0 8px}
.answer-first b{color:var(--green-dark)}
.deadline-chip{display:inline-block;background:var(--amber-bg);color:var(--amber);border:1px solid #f0dcbb;font-weight:700;border-radius:999px;padding:6px 14px;font-size:.88rem;margin:6px 8px 0 0}
.guide-meta{color:var(--soft);font-size:.85rem;margin-top:14px}
.guide-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin:36px 0 8px}
.guide-section{padding:36px 0}
.log-example{max-width:900px;overflow-x:auto;margin-top:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.log-example table{width:100%;border-collapse:collapse;min-width:620px}
.log-example th,.log-example td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.log-example tr:last-child th,.log-example tr:last-child td{border-bottom:0}
.log-example th{width:230px;background:var(--green-bg);color:var(--navy);font-size:.92rem}
.log-example td{font-size:.94rem;color:var(--ink)}